1. Commission for OBC (fixed as per RBI direction)
Up to and including Rs.1000/-
Rs.10/- +GST
Rs.1001/- to Rs.5000/-
Rs.25/- +GST
Rs.5001/- to Rs.10000/-
Rs.50/- +GST
Rs.10001/- to Rs.100000/-
Rs.100/- +GST
Above 100000/-
Rs.150/- +GST
2. Bill Discounting
60 paise for Rs.100/- +GST – Minimum Rs.10/- Postage to be collected extra
Note : though instant credit of OBC proceeds is treated as BD, charges to be collected as charges for OBC.
3. (*) Charges for Additional SB Cheque book
One cheque book free of cost in a financial year, for additional cheque book Rs.25/- plus GST for each book. If more than one cheque book is issued for giving post dated cheques for availing loan from other institutions, charge Rs.50/- for each additional cheque book.
4. Charges for duplicate pass books
Savings bank
Rs.50/- + GST
Current Account
Rs.50/- + GST
Recurring deposit
Rs.20/- + GST
5. Account closing charge
Savings bank
Rs.25/- + GST
Current Account
Rs.25/- + GST
If account is closed within one year from the date of opening Rs.100/- + GST
6. (*) Incidental charges
Current Account Rs.100/- + GST (once in a year – February )
7. Statement charges
Current Account Rs.10/- ( per one page) Maximum Rs.100/-
8. Service charges not maintaining minimum balance
Savings account / Current account
Rs.50/- + GST
9. Loans against FD/RD
Forms at the time of closing
Rs.10/-
10. Locker Rent
Small – A
Rs.1000/- +GST
Medium – B
Rs.1500/- +GST
Large – C
Rs.2000/- +GST
11. Commission for pay order and DD
Up to and including Rs.1000/-
Rs.20/- +GST
Rs.1001/- to Rs.5000/-
Rs.20/- +GST
Rs.5001/- to Rs.10000/-
Rs.20/- +GST
Above 10000/-
Rs.10/- for each Rs.2000/- or part there of +GST
12. Minimum balance maintaining
Current account with cheque facility
Rs.1000/-
Current account without cheque facility
Rs.500/-
SB account with cheque facility
Rs.1000/-
SB account without cheque facility
Rs.100/-
For default Rs.50/- to be debited
13. Charges for cheque return (Return of our cheques issued by our customer)
Rs.1 to Rs.10000
Rs.100/- +GST
Above Rs.10000 to 50000
Rs.200/- +GST
Above Rs.50000 to 100000
Rs.300/- +GST
Above Rs.100000
Rs.500/- +GST
14. Forms
Unsecured Loans
Rs.50/-
Secured Loans
Rs.100/-
15. Site inspection fee
Unsecured Loans
Applied amount up to Rs.50000/-
Rs.100/-
Rs.50001 and above
Rs.200/-
Secured Loans
Applied amount up to Rs.100000/-
Rs.150/-
Rs.100001/- to Rs.200000/-
Rs.300/-
Rs.200001/- to Rs.500000/-
Rs.600/-
Rs.500001/- to Rs.1000000/-
Rs.750/-
Rs.1000001/- to Rs.2500000/-
Rs.1500/-
Rs.2500001/- to Rs.5000000/-
Rs.2000/-
Above Rs.5000000/-
Rs.2500/-
16. Legal Fee (for loan file scrutiny)
New files – applied amount
Up to and including Rs.100000/-
Rs.100/-
Rs.100001/- to Rs.200000/-
Rs.150/-
Rs.200001/- to Rs.300000/-
Rs.250/-
Rs.300001/- to Rs.500000/-
Rs.300/-
Rs.500001/- to Rs.1000000/-
Rs.400/-
Rs.1000001/- to Rs.2000000/-
Rs.500/-
Above Rs.2000000/-
Rs.1000/-
For old files for Rs.500000/- and above the Legal fee will be half the amount applicable for new file.
17. Processing charges for Gold Loans
Service charges
0.5% +GST
Forms at the time of closing
Rs.10/- +GST
Misc. Income cost for duplicate card
Rs.50/- +GST
18. Processing charge
All loans excluding FDL, BD, Gold Loan, Loans to staff and ASL to be charged 0.50% (minimum Rs0.60/-), GST extra.
19. Processing charge for CC Renewal
<=2 lakhs Small
Rs.300/- +GST
>2 lakhs <=5 lakhs Medium
Rs.600/- +GST
>5 lakhs Large
Rs.1200/- +GST
20. Stop Payment – Rs.100/- + GST
21. No liability certificate – Rs.100/- + GST
22. Enquiry regarding old records – Rs.100/- + GST
23. Notice charges
Ordinary
Rs. 8+2
Registered
Rs. 25+5
Registered with Ack. due
Rs. 34+6
24. Outward cheque return – Rs.100/- + GST
25. (*) Locker
a. Locker Break open charges – Actual cost plus bank charge Rs.500/- +GST
b. Locker operation yearly 24 visits free. Over and above Rs.50/- + GST per visit
c. Locker rent due
Overdue below 3 months – no charges
Above 3 months up to 1 year – Rs.50/- +GST
Above one year – Rs.100/- +GST
26. (*) ATM
i) Annual charges for ATM : Rs.100 +GST ii) Transaction (Financial and Non-Financial) at Own ATM and at AXIS BANK ATMs : 7 transactions free in a calendar month. iii) Transaction (Financial and Non-Financial) at Other ATMs : 5 transactions free in a calendar month. iv) After free limit Rs.17/- per each transaction
