Other Loans

OTHER LOANS

Various Loan Schemes to suit your needs at attractive rates
Being a Co-Operative Bank, loans will be issued to A class members. However, gold loans and and loans against NSC, KVP, LIC Policy etc. can be availed by nominal members. You can become a nominal member by contacting any one of our branches.
Interest rebate @ 5% of calculated interest amount will be allowed if the loan is repaid promptly. This is not applicable to FDL, Gold loans, ASL etc.
MORTGAGE LOANS & ML (CRE)

• Amount up-to Rs: two Crore – 12%
• Cash credit – 13%
• Business Loans – 13.00%

MORTGAGE LOANS (LT)

• Amount up-to Rs: One Crore – 13 %

OTHER LOANS

• Housing Loans(Members) – 9.95%
• Business Loans – 13.00%
• Agricultural Allied Loans – 12.00%
• Approved Security Loan – 13%
• Vehicle Loan to Members – 12.00%
• All Other Loans (HPL,CL,PL) – 13.00%

CLEAN LOANS
A Loan given By The Bank to Government/quasi government Employees, Employees Reputed co operative institution, reputed limited companies private firm against one society of equal status.Loan amount can be limited to the 10 times of net salary.

DETAILS OF LOAN
• Eligibility : A Class membership
• Maximum Amount : Rs.100000/-
• Repayment period : 60 months.
• Processing charge : 0.3% of Loan Amount.
• Sureties : one member
• Share Amount : 5 % of the loan amount